:root{--navy:#073b72;--blue:#0877c9;--sky:#eaf5fc;--red:#e4484d;--ink:#132c45;--muted:#64778a;--line:#e4edf3;--shadow:0 18px 55px #123c6015}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:90px}body{margin:0;color:var(--ink);font:16px/1.6 Inter,"Segoe UI",Arial,sans-serif}a{color:inherit;text-decoration:none}.container{width:min(1120px,calc(100% - 40px));margin:auto}.topbar{background:var(--navy);color:#d9ebf8;font-size:12px}.topbar .container{min-height:34px;display:flex;align-items:center;justify-content:space-between;gap:20px}.topbar a{color:white;font-weight:700}header{height:74px;position:sticky;top:0;z-index:20;background:#ffffffed;backdrop-filter:blur(12px);border-bottom:1px solid #eaf0f4}.nav{height:100%;display:flex;align-items:center;justify-content:space-between}.brand{display:flex;align-items:center;gap:11px;font-size:17px;line-height:1.1;font-weight:780;color:var(--navy)}.brand small{display:block;font-size:10px;letter-spacing:1.6px;text-transform:uppercase;color:#6b7d8c;margin-top:5px}.brand-mark{width:39px;height:39px;border-radius:12px;background:var(--navy);display:grid;place-items:center;color:white;font-size:15px;position:relative}.brand-mark:after{content:"";position:absolute;width:9px;height:9px;border-radius:50%;background:var(--red);right:-3px;top:-3px;border:2px solid white}.menu{display:flex;align-items:center;gap:4px;list-style:none;margin:0;padding:0}.menu>li{position:relative}.menu a,.menu-trigger{display:flex;align-items:center;gap:7px;padding:10px 12px;color:#30465b;font-size:13px;font-weight:650;border:0;background:none;cursor:pointer;border-radius:8px}.menu a:hover,.menu-trigger:hover,.menu a.active{color:var(--blue);background:#eff7fc}.chevron{font-size:11px;transition:.2s}.dropdown:hover .chevron,.dropdown:focus-within .chevron,.dropdown.open .chevron{transform:rotate(180deg)}.dropdown-menu{display:none;position:absolute;top:100%;left:0;min-width:210px;padding:8px;background:white;border:1px solid var(--line);border-radius:12px;box-shadow:var(--shadow)}.dropdown-menu:before{content:"";position:absolute;left:0;right:0;top:-9px;height:9px}.dropdown:hover .dropdown-menu,.dropdown:focus-within .dropdown-menu,.dropdown.open .dropdown-menu{display:block}.dropdown-menu a{padding:10px 12px;font-weight:550}.nav-cta,.btn{background:var(--red);color:white!important;border-radius:8px;font-size:13px;font-weight:750;padding:12px 17px;box-shadow:0 6px 16px #e4484d30}.nav-cta:hover,.btn:hover{background:#cb353b}.hamburger{display:none;border:0;background:#eff7fc;color:var(--navy);border-radius:9px;padding:9px 12px;font-size:20px}.hero{background:linear-gradient(115deg,#f2f8fc,#e7f3fa);padding:80px 0 74px;position:relative;overflow:hidden}.hero:after{content:"";position:absolute;width:430px;height:430px;border:1px solid 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14px}.section-intro{color:var(--muted);max-width:720px;margin:0 0 28px}.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.card{padding:23px;border:1px solid var(--line);border-radius:13px;background:white;transition:.2s}.card:hover{transform:translateY(-4px);box-shadow:var(--shadow);border-color:#c8e1f1}.icon{width:47px;height:47px;border-radius:12px;background:#eaf5fc;color:var(--blue);display:grid;place-items:center;font-size:22px;margin-bottom:15px}.card h3{color:var(--navy);font-size:18px;margin:0 0 8px}.card p{font-size:13px;color:var(--muted);margin:0 0 14px}.text-link{font-size:13px;font-weight:750;color:var(--blue)}.feature-grid{display:grid;grid-template-columns:1fr 1fr;gap:40px;align-items:center}.feature-panel{padding:30px;border-radius:14px;background:linear-gradient(135deg,#073b72,#09619d);color:white}.feature-panel h3{font-size:22px;margin:0 0 12px}.feature-panel p{font-size:14px;color:#d0e3f0}.ticks{list-style:none;padding:0;margin:18px 0}.ticks li{padding:7px 0;font-size:14px}.ticks li:before{content:"✓";color:#68ca9d;font-weight:800;padding-right:10px}.info-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:14px}.info{padding:19px;background:white;border:1px solid var(--line);border-radius:10px}.info b{display:block;color:var(--navy);margin-bottom:4px}.info span{color:var(--muted);font-size:13px}.contact-strip{padding:26px 30px;border-radius:14px;background:var(--navy);color:white;display:flex;align-items:center;justify-content:space-between;gap:20px}.contact-strip h3{margin:0;font-size:21px}.contact-strip p{margin:4px 0 0;color:#c9deec;font-size:13px}.contact-strip .btn{background:white;color:var(--navy)!important;white-space:nowrap}.contact-grid{display:grid;grid-template-columns:.8fr 1.2fr;gap:50px}.contact-detail{margin:18px 0;color:#435d72;font-size:14px}.contact-detail b{color:var(--navy)}.form{display:grid;grid-template-columns:1fr 1fr;gap:13px;padding:24px;border:1px solid var(--line);border-radius:13px;background:white;box-shadow:var(--shadow)}.field{display:flex;flex-direction:column;gap:6px}.field.full,.form button,.form .fine{grid-column:1/-1}.field label{font-size:12px;font-weight:700;color:#40596d}.field input,.field select,.field textarea{border:1px solid #dce7ee;border-radius:7px;padding:11px 12px;font:13px inherit;color:var(--ink);outline:0;background:white}.field input:focus,.field select:focus,.field textarea:focus{border-color:#70b4dc;box-shadow:0 0 0 3px #e8f5fc}.field textarea{height:90px;resize:vertical}.form button{border:0;cursor:pointer;justify-self:start}.fine{font-size:10px;color:#8292a0;margin:0}footer{background:#082f57;color:#c3d6e4;padding:40px 0 20px}.footer-grid{display:grid;grid-template-columns:1.2fr .8fr .8fr;gap:40px;padding-bottom:28px}.footer-brand{color:white}.footer-copy{font-size:12px;max-width:300px;color:#a9c2d3;margin-top:15px}.footer-col h4{font-size:13px;color:white;margin:0 0 12px}.footer-col a{display:block;font-size:12px;color:#b6cbda;margin:8px 0}.copyright{border-top:1px solid #ffffff20;padding-top:16px;display:flex;justify-content:space-between;color:#88a5b9;font-size:10px;gap:15px}.disclaimer{margin-top:10px;font-size:10px;color:#90aabc}.sources{font-size:11px;color:var(--muted);margin-top:24px}.sources a{color:var(--blue);text-decoration:underline}
@media(max-width:800px){.menu a,.menu-trigger{padding:10px 8px;font-size:12px}.nav-cta{padding:10px}.cards{grid-template-columns:repeat(2,1fr)}.hero{padding:65px 0}.feature-grid,.contact-grid{gap:25px}}
@media(max-width:680px){.container{width:min(100% - 32px,560px)}.topbar .container{font-size:10px;flex-wrap:wrap;justify-content:flex-start;gap:2px 14px;padding:5px 0;line-height:1.45}.topbar span{max-width:100%;width:100%}.topbar a:last-child{overflow-wrap:anywhere}header{height:66px}.hamburger{display:block}.menu{display:none;position:absolute;top:66px;left:0;right:0;padding:10px 16px 17px;background:white;border-bottom:1px solid var(--line);box-shadow:var(--shadow);align-items:stretch;flex-direction:column;gap:2px}.menu.show{display:flex}.menu>li{width:100%}.menu a,.menu-trigger{width:100%;justify-content:space-between;padding:12px;font-size:14px}.dropdown-menu{position:static;box-shadow:none;border:0;border-radius:0;padding:0 0 4px 12px}.dropdown.open .dropdown-menu{display:block}.dropdown:hover .dropdown-menu{display:none}.dropdown.open:hover .dropdown-menu{display:block}.nav-cta{margin-top:6px;justify-content:center}.hero{padding:58px 0}.hero p{font-size:15px}.section{padding:58px 0}.section h2{font-size:29px}.cards,.feature-grid,.contact-grid{grid-template-columns:1fr}.cards{gap:12px}.info-grid{grid-template-columns:1fr}.contact-strip{align-items:flex-start;flex-direction:column;padding:24px}.contact-strip .btn{white-space:normal}.form{grid-template-columns:1fr;padding:18px}.field.full,.form button,.form .fine{grid-column:1}.footer-grid{grid-template-columns:1fr 1fr;gap:25px}.footer-grid>div:first-child{grid-column:1/-1}.copyright{flex-direction:column}}

.menu a.nav-cta,.menu a.nav-cta:hover,.menu a.nav-cta:focus-visible{background:var(--red);color:#fff!important}.menu a.nav-cta:hover,.menu a.nav-cta:focus-visible{background:#cb353b}

.hero-inner{max-width:620px}.hero:before{content:'';position:absolute;z-index:0;right:max(calc((100vw - 1120px)/2),20px);top:24px;bottom:24px;width:min(42%,470px);border-radius:18px;background-size:cover;background-position:center;box-shadow:0 22px 55px #123c6040}.hero:after{display:none}.hero.cover-home:before{background-image:url('https://images.unsplash.com/photo-1511632765486-a01980e01a18?auto=format&fit=crop&w=1200&q=85')}.hero.cover-life:before{background-image:url('https://images.unsplash.com/photo-1511895426328-dc8714191300?auto=format&fit=crop&w=1200&q=85')}.hero.cover-health:before{background-image:url('https://images.unsplash.com/photo-1576091160399-112ba8d25d1d?auto=format&fit=crop&w=1200&q=85')}.hero.cover-accident:before{background-image:url('https://images.unsplash.com/photo-1581056771107-24ca5f033842?auto=format&fit=crop&w=1200&q=85')}.hero.cover-family:before{background-image:url('https://images.unsplash.com/photo-1529156069898-49953e39b3ac?auto=format&fit=crop&w=1200&q=85')}.hero.cover-offers:before{background-image:url('https://images.unsplash.com/photo-1556761175-b413da4baf72?auto=format&fit=crop&w=1200&q=85')}.hero.cover-contact:before{background-image:url('https://images.unsplash.com/photo-1580489944761-15a19d654956?auto=format&fit=crop&w=1200&q=85')}@media(max-width:680px){.hero-inner{max-width:100%;padding-bottom:205px}.hero:before{left:16px;right:16px;top:auto;bottom:18px;width:auto;height:175px;border-radius:13px}}

.dropdown:hover:not(.open) .dropdown-menu,.dropdown:focus-within:not(.open) .dropdown-menu{display:none}.dropdown.open .dropdown-menu{display:block}.dropdown:not(.open):hover .chevron,.dropdown:not(.open):focus-within .chevron{transform:none}.contact-link{display:inline-flex!important;align-items:center;gap:6px}.contact-icon{display:inline-block;min-width:16px;text-align:center;font-size:15px;line-height:1;color:#54bf7a}.whatsapp-icon{width:16px;height:16px;display:inline-block;vertical-align:-3px;fill:currentColor;flex:0 0 16px}.whatsapp-icon path:first-child{fill:none;stroke:currentColor;stroke-width:1.7;stroke-linejoin:round}.whatsapp-icon.dark{color:#259b5b}.topbar .contact-link{white-space:nowrap}.footer-col .contact-link{overflow-wrap:anywhere}@media(max-width:680px){.topbar .contact-link{white-space:normal}}

@media(max-width:680px){.topbar .container{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);align-items:center;justify-content:initial;gap:5px 12px;padding:8px 0}.topbar .container>span{grid-column:1/-1;width:auto}.topbar .container>a:nth-of-type(1){grid-column:1;grid-row:2}.topbar .container>a:nth-of-type(2){grid-column:1/-1;grid-row:3}.topbar .container>a:nth-of-type(3){grid-column:2;grid-row:2;justify-self:start}.topbar .contact-link{font-size:10px;line-height:1.4}}

@media(max-width:680px){.topbar .container{display:flex;flex-direction:column;align-items:flex-start;justify-content:flex-start;gap:5px;padding:8px 0}.topbar .container>span{width:auto;max-width:100%}.topbar .container>a:nth-of-type(1),.topbar .container>a:nth-of-type(2),.topbar .container>a:nth-of-type(3){grid-column:auto;grid-row:auto;justify-self:auto}.topbar .contact-link{align-self:flex-start;font-size:10px;line-height:1.4}}

@media(max-width:680px){.topbar .container>a[href^='tel:']{white-space:nowrap;max-width:max-content}}

.hero:before{display:none!important}.hero:after{display:block!important}.hero-inner{max-width:760px!important;padding-bottom:0!important}@media(max-width:680px){.hero-inner{max-width:100%!important;padding-bottom:0!important}}

.person-name{font-weight:800}

.topbar .person-name{font-weight:900;color:#fff}
.blog-hero{background:linear-gradient(118deg,#f0f7fc,#e4f1f8)}.blog-grid{align-items:stretch}.blog-card{padding:0;overflow:hidden;display:flex;flex-direction:column}.blog-card>img{width:100%;height:220px;object-fit:cover}.blog-card-content{padding:22px;display:flex;flex-direction:column;align-items:flex-start;flex:1}.blog-card-content .eyebrow{margin:0 0 10px}.blog-card-content h2{font-size:22px;margin:0 0 10px}.blog-card-content p{font-size:14px;color:var(--muted);flex:1}.article-container{max-width:820px}.article-container>h1{font-size:clamp(34px,5vw,52px);line-height:1.12;color:var(--navy)}.article-cover{display:block;width:100%;max-height:460px;object-fit:cover;border-radius:14px;margin:28px 0}.article-body{font-size:17px;line-height:1.85;margin:28px 0 38px}.article-body p{margin:0 0 20px}.privacy-content{max-width:820px}.privacy-content h1{color:var(--navy);font-size:38px}.privacy-content p{max-width:740px}.honeypot{position:absolute!important;left:-10000px!important;width:1px!important;height:1px!important;overflow:hidden!important}.privacy-consent{grid-column:1/-1;display:flex;align-items:flex-start;gap:9px;font-size:11px;line-height:1.5;color:var(--muted)}.privacy-consent input{margin-top:4px}.privacy-consent a{text-decoration:underline;color:var(--blue)}.form-status{grid-column:1/-1;margin:0;font-size:13px}.form-status.success{color:#237b4c}.form-status.error{color:#a42e35}.form button:disabled{opacity:.6;cursor:wait}
.form-email-link{display:inline-block;margin-top:7px;color:var(--blue);font-weight:750;text-decoration:underline}

/* Footer cu articole recente */
.footer-grid{grid-template-columns:1.2fr .8fr .9fr .9fr;gap:28px}.recent-articles-footer [data-recent-articles]{display:grid;gap:9px}.footer-col.recent-articles-footer a{line-height:1.45}.recent-articles-footer [data-recent-articles]>span{font-size:12px;color:#b6cbda}
/* Widget de conversație WhatsApp */
.chat-widget{position:fixed;right:22px;bottom:22px;z-index:40;font-family:inherit}.chat-launcher{display:flex;align-items:center;gap:9px;border:0;border-radius:999px;padding:13px 18px;background:#198754;color:#fff;font:700 14px inherit;box-shadow:0 9px 28px #082f5740;cursor:pointer}.chat-launcher span{font-size:19px;line-height:1}.chat-launcher:hover{background:#147447;transform:translateY(-1px)}.chat-panel{position:absolute;right:0;bottom:64px;width:min(360px,calc(100vw - 32px));overflow:hidden;background:#fff;border:1px solid var(--line);border-radius:16px;box-shadow:0 18px 55px #082f5730}.chat-heading{display:flex;align-items:center;justify-content:space-between;gap:12px;padding:16px 18px;background:var(--navy);color:#fff}.chat-heading strong,.chat-heading small{display:block}.chat-heading strong{font-size:15px}.chat-heading small{font-size:11px;color:#d4e5f1;margin-top:2px}.chat-close{width:30px;height:30px;border:0;border-radius:50%;background:#ffffff20;color:#fff;font-size:22px;line-height:1}.chat-form{display:grid;gap:8px;padding:16px}.chat-form>label:not(.chat-consent){font-size:12px;font-weight:750;color:#40596d}.chat-form>label span{font-weight:400;color:var(--muted)}.chat-form input:not([type=checkbox]),.chat-form textarea{width:100%;border:1px solid #dce7ee;border-radius:8px;padding:10px 11px;font:13px inherit;color:var(--ink);outline:0}.chat-form input:focus,.chat-form textarea:focus{border-color:#70b4dc;box-shadow:0 0 0 3px #e8f5fc}.chat-form textarea{height:94px;resize:vertical}.chat-consent{display:flex;align-items:flex-start;gap:8px;color:#64778a;font-size:10px;line-height:1.45}.chat-consent input{margin:2px 0 0;accent-color:var(--blue)}.chat-consent a{color:var(--blue);text-decoration:underline}.chat-send{border:0;border-radius:8px;padding:11px 14px;background:#198754;color:white;font:700 13px inherit;cursor:pointer}.chat-send:hover{background:#147447}.chat-send:disabled{opacity:.6;cursor:wait}.chat-note{font-size:10px;text-align:center;color:#8292a0}.chat-status{margin:0;font-size:11px;color:#a42e35}.chat-status.success{color:#237b4c}.chat-fallback{display:inline-block;margin-top:5px;color:var(--blue);font-weight:700}.nav-badge{display:inline-grid;place-items:center;min-width:21px;height:21px;padding:0 6px;margin-left:auto;border-radius:999px;background:#d92736;color:#fff;font-size:11px;font-weight:800;line-height:1}.message-source{display:inline-flex;align-items:center;border-radius:999px;background:#e7f6ed;color:#147447;padding:4px 9px;font-size:11px;font-weight:750}
@media(max-width:900px){.footer-grid{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media(max-width:680px){.footer-grid{grid-template-columns:1fr 1fr;gap:23px 18px}.chat-widget{right:14px;bottom:14px}.chat-panel{bottom:62px}.chat-launcher{padding:12px 15px;font-size:13px}}
.side-link{display:flex;align-items:center;width:100%}.chat-launcher{font-family:inherit;font-size:14px;font-weight:700}.chat-form input:not([type=checkbox]),.chat-form textarea{font-family:inherit;font-size:13px}.chat-send{font-family:inherit;font-size:13px;font-weight:700}

.site-search{background:#fff;border-bottom:1px solid var(--line);padding:14px 0}.site-search-form{display:flex;align-items:center;gap:20px}.site-search-form>label{font-size:13px;font-weight:700;color:var(--navy);white-space:nowrap}.site-search-controls{display:flex;flex:1;gap:8px;min-width:0}.site-search-controls input{min-width:0;flex:1;border:1px solid #ccdfe9;border-radius:9px;padding:11px 13px;font:inherit;font-size:14px;color:var(--ink);background:#f6f9fc}.site-search-controls input:focus{outline:2px solid #0877c9;outline-offset:1px}.site-search-controls button{border:0;border-radius:9px;padding:10px 18px;background:var(--navy);color:#fff;font-family:inherit;font-weight:700;cursor:pointer}.site-search-controls button:disabled{opacity:.6}.search-results{margin-top:16px;padding:18px;background:#f4f8fb;border:1px solid var(--line);border-radius:12px}.search-results[hidden]{display:none}.search-results-heading{display:flex;justify-content:space-between;align-items:flex-start;gap:12px}.search-results-heading p{margin:0;font-size:13px;color:var(--navy)}.search-results-heading button{border:0;border-radius:6px;font-size:22px;background:white;color:var(--navy);cursor:pointer;width:30px;height:30px;flex-shrink:0}.search-results-list{display:grid;gap:12px;margin-top:12px;max-height:60vh;overflow-y:auto}.search-result{padding:15px;background:white;border-radius:8px;border:1px solid var(--line)}.search-result small{display:block;color:var(--muted);font-size:11px}.search-result a{display:block;color:var(--navy);font-size:17px;font-weight:750;margin:4px 0;overflow-wrap:anywhere}.search-result a:hover{text-decoration:underline}.search-result p{font-size:13px;color:var(--muted);margin:0;overflow-wrap:anywhere}@media(max-width:680px){.site-search-form{align-items:stretch;flex-direction:column;gap:8px}.site-search-controls input{font-size:16px;width:0}.site-search-controls button{padding:10px 13px}.search-results{padding:12px}}